Existing payment choices are highly complex with a lack of accessible, flexible options to manage cash flow. Get an instant decision* for a line of credit up to $50K and pay it back on your terms with Credit Key. No hidden fees. No hard credit checks.
Apply via the Credit Key mobile app or through any of our merchant partners to get started.
UP TO
$50K
INSTANT CREDIT LINE
(Higher limits available*)
NET
30
Terms
(0% interest for 30 days)
Pay In
4
Installments
(Interest-Free)
Up to
12
Month Terms
(Fees starting at 1%/mo)
* Credit lines can exceed $50,000 with additional documentation. Interest-free payment periods can increase beyond 30 days during promotional periods. Subject to credit approval.
Get the products and services your business requires without putting a strain on your budget.
Say goodbye to lengthy approval processes and paperwork. Our streamlined B2B Net Terms and Pay Over Time solution offers a hassle-free experience.
Empower your team to make essential purchases quickly, enabling seamless operations and business growth.
At the beginning of the season, when cash is obviously tight, it allowed me to make the purchases I needed and spread those payments out over a few months, rather than putting them on expensive credit cards. And, throughout the season, it has given me peace of mind knowing that a sudden large purchase wouldn’t mess with my immediate cash flow. Best of all, I was pleasantly surprised by your financing rates.
Easier access to the funds you need to support your business
Instant credit decisions with high approval rates
Competitive interest rates and flexible terms up to 12 months
Dedicated support team available via phone, web chat, and email
If you’re like most businesses, your cash flow goes through ups and downs. Credit Key empowers you to navigate seasonal shifts while investing in what you need to grow.
Repay credit lines on timelines that work for you, and have cash on hand when you need it. Choose Net 30, 4 interest-free payments every 2 weeks, or extended terms up to 12 months to keep your business running smoothly — no matter what comes your way.
You can find us at check-out online or in-person offered through our hundreds of merchant partners. Applying won’t impact your credit.
View payment options and choose your payment terms from Net 30, 4 interest-free payments every 2 weeks, or extended terms up to 12 months.
Log into your borrower portal anytime to view purchase history and upcoming payments.
With the Credit Key Card, you can pay over time even with merchants who don’t yet offer Credit Key as a payment option.
Use your Credit Key line of credit for eligible purchases wherever — and for whatever — your business needs.