Easily access your favorite merchants, discover new ones, and seamlessly make purchases via the new Credit Key app. Explore the app ➔
Introducing Virtual Card!  Enjoy flexible payments anywhere Visa is accepted in the U.S. Learn more ➔
Introducing Virtual Card! Learn more ➔
Paying with Credit Key has never been easier. Explore the new Credit Key app ➔

The leading Net Terms and Pay Over Time solution for B2B

Boost conversions. Grow average order value. Drive revenue.

Merchants who offer Credit Key to their customers have reported:

  • 20% lift in conversion rate
  • 256% lift in average order value
  • 29% increase in order frequency
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Trusted by hundreds of leading brands

B2B at the speed of B2C

Business on your terms

Merchants get paid in days, buyers can extend payments up to 12 months.

Drive sales

Buyers that use Credit Key place more orders and larger transactions.

Eliminate payment risk

Credit Key assumes all risk. Focus on growing sales, not collecting payments.

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Credit Key is not a bank. Certain business-purpose loans made by Lead Bank and subject to credit approval.  Personal guaranty may be required. Borrower must be a valid business in good standing. Fees vary based on loan amount.
*Instant credit decision not guaranteed